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ghdhair100 · Wysłany: Śro 9:34, 16 Mar 2011 Temat postu: What if I leave my job

What if I leave my job?
The Consolidated Omnibus Budget Reconciliation Act
(COBRA), a law created in 1986,[link widoczny dla zalogowanych], gives workers (and
members of their family) who lose their health
insurance benefits the right continue their group
health insurance for a limited period of time under
circumstances such as voluntary or involuntary job
loss, reduction in hours, transition between jobs,
divorce, adoption and death.
Generally,[link widoczny dla zalogowanych], the employee pays up to 102% of the premium
cost for the same policy; this is still usually less
expensive than buying an individual insurance policy.
There are three basic aspects for qualifying for
COBRA: the qualifying event, the insurance plan
coverage and the qualified person.
Each aspect is taken into consideration when applying
for COBRA and you must elect to either apply for COBRA
or waive your rights to COBRA within 14 days after a
qualifying event.
You must also have been in the group insurance plan
during your employment to be eligible. Although there
are exceptions, generally you may continue to pay your
own premiums to keep COBRA coverage intact for up to
18 months.
Companies who have fewer than 20 employees,[link widoczny dla zalogowanych], State or
Federal employers or employee organizations may not
offer COBRA coverage.
Check with your health insurance administrator to see
if you may qualify. You may also have this information
readily available in your group health insurance
policy or in your company handbook.
Although it may be expensive, the cost of being able
to keep your group insurance coverage rate may be well
worth it.The Court of Appeal pointed out that R and F's submission in the county court was of overt, conscious racism, and it was not prepared to find that there had been unconscious discrimination.The decisionThe Court of Appeal said that, unlike the ordinary civil claim where the judge decides, on the claimant's evidence only, whether the claimant has made out a case, in this case the judge had had the benefit of the whole of the evidence. Despite the school's failure to comply with the statutory requirements, the judge had been entitled to find on the basis of all the evidence that R and F had not proved racial discrimination.

[link widoczny dla zalogowanych]