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ernet banking is the wave of the future. It is hugely convenient and very safe. All banking sites are heavily protected, so as long as you do not tell anyone your password, you will be completely fine. It is simple to get--you just go to the web page of your bank and follow the instructions.
They will need a few days to confirm the bank account, usually by putting a small amount of money in your account (under a dollar). You will then have to go in person to the bank, prove your identity, find out how much they put in your account, and type the number in online. This is not the same for every bank, but this is the standard practice for many.
It is much easier than using your normal bank. You can follow your transactions as soon as they go through, instead of waiting for your monthly statement. It makes it much easier to stay on top of your finances and keep your check book balanced. It is also more convenient, since you do not have to run back and forth to the bank to see if a check has been cashed.
You have the option to pay bills online, which is also easy. Since it is far more instant, you do not have the awkward period where you wonder if you are going to bounce a check or not. You know at all times exactly how much money is available to you. It can also keep your bill from being late or from getting lost in the mail.
You can manage all of your accounts this way and transfer money in between them. It will show the history of an account for the last thirty days. If you need the date beyond then and you do not have your paper statement, you will have to go to the bank. Tellers can print you out the previous month. Beyond one month, the supervisor will have to assist you. With online banking [link widoczny dla zalogowanych], though, it reduces your need for this.
You can search for certain transactions online, too, if you are having difficulty finding a specific one. It simplifies a busy account. One great benefit, too, is seeing the photocopy of a check that has been cashed. This greatly reduces the risk for fraud. If you are wondering about a check that you do not remember writing, you just click on the link of the check number and it will take you to a scan of the front of the check. You can see if it is your handwriting or not.
By doing this, it reduces the time in between a check being cashed and a person finding out about it. If you waited until a paper statement was received, the person cashing a fraudulent check would be long gone, especially if they cashed it early in the statement period. By seeing a scan only a day after the check goes through, you have a much better chance of catching said person.
You can set up myriad different preferences and do many things on line that you could do in person. Stop payment options also happen more quickly, so you are able to catch a check before it is cashed. These sites even give tips about how to protect yourself from fraud.