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Shannon Jarvies is a WAHM with 5 beatiful children and a wonderful husband. Visit her Debt Management Website for debt consolidation, budgeting and money saving tips and ideas. You can also combine her Money Management Discussion Group.
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This article was posted on December 02, 2004
Now that the biggest shopping season of the year is in full wag it might be a good time to create a holiday allowance. I'm sure there are lots of names aboard your list,[link widoczny dla zalogowanych], but hopefully you can ascertain gifts that won't put a big dent in your pocketbook. I've come up with a few nice ideas that might assist.
Make your Own. Everybody loves a homemade gift. It manner that you actually put some time and mused into it. You can make your own bath salts, spume bath,[link widoczny dla zalogowanych], brownie mixes and more! Choose one inexpensive jar, add a bandage and you've got a really cool gift that didn't cost a fortune. You can find the recipes to these homemade gifts here: Pioneerthinking.com And I've got some homemade stocking stuffer ideas here:
It's probably also late to start this mind for this vacation season but you can maneuver forward as the next. After Christmas namely 1 of the best periods to buy gifts. Almost everything namely apparent down-sometimes as much as 50%. So create a catalogue for next annual and kick the shops after Christmas!
If you have a artist share it with others. You could give "gift certificates to those on your list. Do you play the piano? Offer free piano lessons. Are you good with kids? Offer free babysitting for a day. Are you well organized? Offer to neat someones house. Do you go on cars? Offer a free oil change. These gifts cost not money to give but could be some of the most well received gifts!
You could take the above option a step beyond buy using your services to barter for a gift. If your neighbor sells candles and you would love to obtain 2 alternatively 3 for your sister-in-law maybe you could barter your services. Offer her a free night of babysitting. Or maybe there's a gift in your cabinet namely you recieved last year that you got one too numerous of. Offer that to her in exchange for a bougie.
Remember the holidays aren't about buying the most valuable gifts. They are almost sharing institutions and making memories with those you love.