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sunnypyrnx · Wysłany: Czw 21:05, 24 Mar 2011 Temat postu: my txt_ (15)

"Having money to burn, the child goes to places where other young people just like them hang out, and they meet people, they date,[link widoczny dla zalogowanych], and sometimes they get married. Life is wonderful now, because today, both men and women work. Two incomes are bliss. They feel successful,[link widoczny dla zalogowanych], their future is bright,[link widoczny dla zalogowanych], and they decide to buy a house, a car, a television, take vacations and have children. The happy bundle arrives. The demand for cash is enormous. The happy couple decides that their careers are vitally important and begin to work harder, seeking promotions and raises. The raises come, and so does another child and the need for a bigger house. They work harder, become better employees, even more dedicated. They go back to school to get more specialized skills so they can earn more money. Maybe they take a second job. Their incomes go up, but so does the tax bracket they're in and the real estate taxes on their new large home, and their Social Security taxes, and all the other taxes. They get their large paycheck and wonder where all the money went. They buy some mutual funds and buy groceries with their credit card. The children reach 5 or 6 years of age, and the need to save for college increases as well as the need to save for their retirement. .