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As it goes, one in three pets require veterinary treatment each year; therefore, relevant insurance is an important consideration for pet owners across the nation. When illness or accidents strike you want to make sure your beloved pet gets the best treatment available, and having pet insurance in place can greatly help to reduce your costs.
The majority of people take out pet insurance policies because the bills for serious vet treatment can often prove very expensive,[link widoczny dla zalogowanych],[link widoczny dla zalogowanych], sometimes so much that animals are ‘put down'. Simply having pet insurance in place ensures you will never have either the financial strain or emotional heartache of this situation.
Veterinary science has developed in leaps and bounds in recent years; vets can now offer treatments that were unheard of a few years ago. Treatments such as radiation therapy and kidney transplants are now available for pets, meaning that conditions previously considered fatal are now fully treatable. Increasingly sophisticated diagnostic tools and screenings mean vets can now detect problems that once would have gone unnoticed and untreated.
However, whilst this is all good news for your pet, it may not be the same for your bank balance if you don’t have the necessary insurance in place, with many of these treatments costing significant amount of money.
In addition to having a pet insurance policy, there are some things that you can do to avoid making a claim in the first place. Investing in better-quality pet food pays off as your pet is less likely to suffer from health related problems. As with humans, obesity in animals can trigger health problems, so make sure your pet is trim and healthy; taking your animals for walks outside will also do wonders for your own fitness levels, so look on this as a double positive.
Furthermore, where possible it is a sensible idea to keep pets such as dogs on a lead when outdoors,[link widoczny dla zalogowanych], as free-running animals tend to have more accidents and contract more illnesses than pets that are kept under control.
If you’re thinking of getting a new pet you might be interested to know that certain animals are more illness and accident prone than others. Dogs tend to end up at the vet's surgery twice as often as cats; therefore, a feline friend may be a better option for someone who is perhaps on a tighter budget. Indeed, you can also research the hereditary and chronic problems of the specific breed you're considering,[link widoczny dla zalogowanych], as this will give you an idea of the potential vet expenses you might face.
Of course, it is not possible to plan for every unfortunate scenario that may occur with your pet, but by having suitable pet insurance in place you can have peace of mind for any illness or injury your pet may sustain.